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2024-12-13 04:32:02

Commercial banks speed up the disposal of bad personal loans, and AMC plays a channel role. With the accelerated disposal of bad retail credit assets by commercial banks, the market size of bad personal loans has gradually grown, and there are hundreds of bad assets announcements listed and transferred in Yindeng Center, involving personal consumption and business loans, credit card overdrafts, etc. In order to improve the quality and efficiency of personal loan non-performing assets disposal, banks have also accelerated organizational restructuring and staffing accordingly, abandoned the past model of simply docking asset management companies (AMC) and chose to actively promote non-performing assets to connect the upstream and downstream of the industry, so as to improve the transfer efficiency of personal loan non-performing assets. Industry insiders told reporters that the personal loan NPL market is accelerating, but there are also problems such as low transfer efficiency and limited profit space. At present, the mainstream model is that banks seek reliable unlicensed private institutions to dispose of personal loan NPLs through AMC, and AMC earns channel fees, and the disposal institutions earn excess income, usually at an annual rate of 8%~10%. (CBN)The Canadian dollar expanded its gains to an intraday high.The S&P 500 index opened up 0.5%, while the Nasdaq 100 index rose 0.9%.


Duoduo (DUO.P) fell by 8.1%, and it is planned to raise $7 million through additional issuance.The Nasdaq rose to 1%, while the S&P 500 index rose 0.58% and the Dow rose 0.1%.Hershey's share price fell by about 4%.


Bank of America: In the third quarter, auto loans reached the highest level in eight years, and the financing demand for electric vehicles is growing.CEO of Bank of America: The prospect is "stable and positive".Russian President Vladimir Putin: Russia must become the leader of artificial intelligence technology in the world.

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